Check Into Cash Payday Loans

Information verified correct on April 21st, 2017

Payday Loans, Title Loans and Cash Advance Centers – Apply Online or In-Store. Tomorrow Can Be Payday!

Your one stop money shop! Get online payday loans and in-store cash advances from a direct lender - Check into Cash. Fast online applications in 5 minutes.

Check Into Cash makes it fast and easy for you to get the cash you need now.

Check Into Cash Features

Payday Loans Online: Simply complete five-minute online application, and one of representatives will call to take you through our confidential and secure process. Get approved today and get your cash fast!

Cash Advances: Stop in any of our more than 1,000 Check Into Cash centers near you! Just bring a check, along with your photo ID and other required documents, and complete application.

Title Loans: Most of stores now also offer title loans. A title loan is an easy way to borrow against the value of your car. Just bring in the clear title, the vehicle, and a photo ID to get the cash you need fast. Want to get started?

As a direct lender, Check Into Cash does not sell your information to any third parties or involve any extra steps with the lending process.

Product NameCheck Into Cash Payday Loans
Min Loan Amount$50
Max. Loan Amount$1000
Loan Term14 - 30 days
Turnaround Time1 business day(s)
Bad Credit LoansYes
Direct LenderYes
ProductsBad Credit Loans, Payday Loans
RatesThe Annual Percentage Rate (APR) for payday loans varies in each state and depends on the advance amount, fees, and terms of the transaction. The APR for a $100 single-payment payday loan may range from 260.71% to 782.14% on 14 day terms.
Contacts 201 Keith Street, Suite 80, Cleveland, TN 37311
877-262-CASH (2274)
[email protected]
Social Accounts
Mobile applications

Is Check Into Cash Available In Your State?

Check Into Cash is available in the following states: Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Louisiana, Mississippi, Missouri, Nevada, Ohio, Oklahoma, Oregon, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming.

How to Apply for a Loan from Check Into Cash

What will you need to get started on your online loan application?
  • Your social security number
  • Your government issued driver’s license or photo ID
  • Your checking account number
  • Your bank’s routing number – This is a nine digit number located at the bottom of your check. For Credit Union checking accounts, please call your Credit Union and ask them for your ACH checking account number. Some Credit Unions either add additional zeros to the front of the checking account number or to the back. Having the correct number will obviously speed the funding process up!
  • Be at least 18 years of age (19 years of age in Alabama)
  • Proof of Income – Most recent pay stub or other proof of income
Additional documentation Lending requirements vary by state. Some states require additional documentation, such as a bank statement, pay stub, social security card or state issued photo identification.

Check Into Cash Business Ratings

BBB Accreditation
A BBB Accredited Business since 09/18/2000

BBB has determined that Check Into Cash, Inc. meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business's products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business's product quality or competency in performing services.

BBB File Opened: 08/07/1997
Business Started: 06/01/1993

Contact Information
Principal: Mr. Steve Scoggins, President
Ms. Leigh Anna Hollis, VP of Compliance
Mr. W. Allan Jones, Chairman of the Board

Business Category
Check Cashing Service

Alternate Business Names
Lending Frog
U.S. Money Shops
Great America

Licensing, Bonding or Registration
This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

BBB records show a license number of 007788 for this business, issued by Secretary of State/TN. The expiration date of this license is 4/1/2018 12:00:00 AM.
Secretary of State/TN
312 8th Avenue North 6th Floor, Snodgrass Tower, Nashville, TN 37243-0001
Phone Number: (615) 7412286

BBB records show a license number of 2121 for this business, issued by Department of Financial Institutions. The expiration date of this license is 3/31/2018 12:00:00 AM.
Department of Financial Institutions
P O Box 7846, Madison, WI 53707

Number of Employees: 110

Customer Review Rating
Check Into Cash has received 5 out of 5 stars based on 0 Customer Reviews and a BBB Rating of A+.
Reviews: 0
Complaints: 25

Check Into Cash Company Information

Check Into Cash is a financial services retailer with more than 1,100 stores in 30 states. The company was founded in 1993 by W. Allan Jones in Cleveland, Tennessee, where the headquarters are located today.

The firm offers payday loans, online payday advances, title loans, bill payment services, check cashing, reloadable prepaid debit cards, and Western Union money transfers and money order services.

In 2012, The firm acquired Cash and Cheque Express, a consumer financial services chain in the United Kingdom. In 2013, the firm acquired Great American Pawn and Title and Quic!oans, both based in Georgia, plus Great American Cash Advance and Nations Quick Cash Title Pawn, which operate in Mississippi, Alabama, and Tennessee. Check Into Cash has also acquired Title First Title Pawn, which is based in Georgia.

Check Into Cash is a founding member of the Community Financial Services Association of America, which sets best practices standards for its members in the payday advance industry. The firm has affiliate companies that operate under these brand names:

  • U.S. Money Shops
  • U.S. Money Title Loan
  • U.S. Money Shops Pawn
  • Check Into Cash Title Pawn
  • Title First Title Pawn
  • Great American Pawn and Title
  • Great American Cash Advance
  • Quic!oans
  • Nations Quick Cash Title Pawn

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