Netcredit Personal Loans

Information verified correct on June 13th, 2017

Online Personal Loans on Your Terms - NetCredit

NetCredit offers online personal loans. Check your eligibility for up to $10,000 without affecting your credit score. Even build your credit history as you repay.

NetCredit is an online financial services provider located in the heart of downtown Chicago. It’s a subsidiary of Enova International, Inc., a NYSE listed company (ENVA), which gives us the expertise and resources to realize our vision and enhance our product offerings.

In certain states, NetCredit has partnered with Republic Bank & Trust Company, Member FDIC, to offer personal loans with annual percentage rates of less than 36%. If eligible, your loan will be underwritten, approved, and originated by Republic Bank. However, NetCredit will still service your loan, meaning you can continue to rely on our Customer Support team to answer any questions or assist you throughout the lifecycle of your loan. You will also have access to your loan through your online account with NetCredit.

All other installment loans will be made by a member of the NetCredit family of companies.

Personal loans through NetCredit range from $1,000 to $10,000, but your eligibility will depend on your state of residence and your creditworthiness.

NetCredit’s products:

Personal Loans: Personal loans come in various types including long-term and private loans. They also come with various interest rates and repayment periods.

Installment Loans: If you find yourself in a situation where you need additional funds, an installment loan is one option you may want to consider. In contrast to short-term loans, installment loans generally offer larger amounts and are paid back over a longer period of time.

Auto Repair Loans: Car repair loans can be personal loans, so called because the loan is made to the individual. Vehicle repair loans may be either secured or unsecured personal loans, depending on the lender. If it is unsecured, the loan typically requires a credit check.

Product NameNetcredit Personal Loans
Min Loan Amount$1000
Max. Loan Amount$10000
Loan Term180 - 1800 days
Turnaround Time1 business day(s)
Bad Credit LoansNo
Direct LenderYes
ProductsAuto Loans, Installment Loans, Personal Loans
Rates34% – 155% APR Range
Contacts 175 W. Jackson Blvd., Suite 1000 Chicago, IL 60604
(855) 878-1068
[email protected]
Social Accounts

Is Netcredit Available In Your State?

Netcredit is available in the following states: Alabama, Arizona, Arkansas, California, DC, Delaware, Florida, Georgia, Idaho, Indiana, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, New Mexico, North Dakota, Ohio, Oregon, South Carolina, South Dakota, Texas, Utah, Virginia, Washington, Wisconsin.

How to Apply for a Loan from Netcredit

My ScoreSaver allows you to check your loan eligibility, without affecting your credit score. Here’s how it works:
  1. Click the “Check Your Eligibility” button on the NetCredit website.
  2. Create a personal account and provide a few details about yourself, including your source of income.
  3. NetCredit will perform a soft inquiry on your credit.
  4. If they determine you’re eligible, you’ll be presented with an “individualized personal loan offer.”

Netcredit Business Ratings

NC Financial Solutions, LLC has received 3.9 out of 5 stars based on 6 Customer Reviews and a BBB Rating of A+.

BBB Accreditation
This business is not BBB accredited.
Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.
To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB File Opened: 07/13/2012
Business Started: 06/05/2012
Business Started Locally: 06/05/2012
Business Incorporated: 03/23/2012 in DE
Type of Entity: Limited Liability Company
Business Management: Dave Fisher, CEO; Stephanie Klein, Director, NetCredit; Monica SanMiguel, Strategy & Operations Associate, NetCredit; Business Team Season Wolfe, Compliance.
Business Category: Loans
Alternate Business Names: NetCredit

Netcredit Offices

175 W. Jackson Blvd., Suite 1000, Chicago, IL 60604

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