OneMain Financial Personal Loans

Information verified correct on June 18th, 2017

OneMain Financial

Offers personal loans for debt consolidation, major purchases and more. Apply now using our quick and easy online application or find a location near you.

For over 100 years, we’ve been helping hard-working people tackle life’s challenges by providing the help you need when you need it. Our loan experts are from your community, understand your unique situation, and will treat you with honesty, dignity, and respect.

  • We provide personal and auto loans from $1,500 to $25,000
  • We’ve extended over $120 billion in loans to over 10 million customers.
  • Our customers use our loans for debt consolidation, household bills, home improvements, car purchases, and other major purchases.
  • We do our best to help customers obtain the right loan for their unique situations.

OneMain’s Products:

Debt consolidation loans: Debt consolidation consists of taking out one new loan to pay off multiple debts. In other words, you are replacing multiple loans with one loan. For example, if you have six different debts with an outstanding balance of $10,000, you could apply for one personal loan for that amount. If approved, you can pay off all six debts at once and only make one monthly personal loan payment going forward.

Cash-Out Refinance Auto Loans: One of the advantages of a personal loan that is a cash-out refinance is that the cash-out portion may be used for purposes other than to pay off your existing auto loan. For example, if you’re approved for a $5,000 loan, you could pay off your existing auto loan with a $4,000 outstanding balance and use the remaining $1,000 to pay down other bills or make a major purchase.

Personal Loans for Home Improvement: With a personal loan, you can make payments over time but still get the work done now. Our loans also feature fixed interest rates and fixed monthly payments that might make it easier for you to budget.

Auto Repair Loans: Having the funds to get your car repaired when you need it can help keep your day-to-day routine running smoothly. Our personal loan specialists are committed to helping you find a personal loan for your needs and budget in a timely manner.

Also available Boat Loans, Wedding Loans, Vacation Loans, Medical Loans, Car Purchase Loans, Auto Refinance Loans, Furniture Loans and more..

Product NameOneMain Financial Personal Loans
Min Loan Amount$1500
Max. Loan Amount$25000
Loan Term730 - 1825 days
Turnaround Time1 business day(s)
Bad Credit LoansNo
Direct LenderYes
ProductsAuto Loans, Debt Consolidation, Personal Loans
Rates16% – 36% APR Range
Contacts OneMain 601 N.W. 2nd St.Evansville, IN 47708
(800) 961-5577
Social Accounts

Is OneMain Financial Available In Your State?

OneMain Financial is available in the following states: Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

How to Apply for a Loan from OneMain Financial

OneMain will need you to provide the following documents:
  • A copy of a valid, government-issued ID (e.g. driver’s license or passport)
  • Proof of residence (e.g. a driver’s license with your current address, a utility bill, or a signed lease)
  • Proof of income (e.g. paystubs or tax returns)
We may ask for additional items based upon your unique situation. There are many factors that determine your eligibility for a personal loan, such as:
  • Financial history
  • Credit history
  • Income and expenses
  • Loan purpose
  • Whether you have filed for bankruptcy
  • State of residence

OneMain Financial Business Ratings

OneMain Financial has received 3.77 out of 5 stars based on 31 Customer Reviews and a BBB Rating of A+.

BBB Accreditation
OneMain Financial, at its headquarters and all its company-owned locations throughout is a BBB Accredited Business.
A BBB Accredited Business since 03/01/1985
BBB has determined that OneMain Financial meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.
BBB accreditation does not mean that the business's products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business's product quality or competency in performing services.

BBB File Opened: 01/01/1920
Business Started: 01/01/1920
Business Incorporated: 02/26/1974 in IN
Type of Entity: Corporation
Business Management: Mr. Jay Levine, President/CEO
Contact Information: Principal: Ms. Joanne Donahue, Lead Paralegal, Mr. Don Crance, Branch Manager, Mr. Michael B. Stuckey, Ms. Judy Thompson, Director of Marketing Strategy
Business Category: Consumer Finance & Loan Companies, Mortgage Brokers
Products & Services: This company offers financial services including personal loans and auto loans.
Alternate Business Names: Springleaf Holdings, Inc., Springleaf Financial Services, Springleaf Financial Corporation, OneMain, OneMain Financial Group LLC

OneMain Financial Company Information

OneMain Financial is a large providers of personal installment loans in the United States with approximately 2.2 million customers and a nationwide branch network of more than 1,700 branches across 44 states. OneMain is headquartered in Evansville, Indiana, and has more than 10,000 employees.

In March 2015, Springleaf Holdings, Inc. announced plans to acquire OneMain Financial from Citigroup for $4.25 billion. The acquisition was completed in November 2015 and the new company kept the name OneMain Financial. OneMain is currently traded on the NYSE under the ticker symbol “OMF” and is led by CEO Jay Levine.

OneMain Financial Offices

OneMain, 601 N.W. 2nd St.Evansville, IN 47708

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